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The National House Building Council (NHBC) has launched a transformative £100 million investment to develop a network of multi-skills training hubs aimed at addressing the growing skills shortage in the UK’s house-building sector. This initiative tackles workforce gaps by equipping workers with a wide range of competencies critical for modern construction, particularly as demand for new homes continues to rise.
These training hubs provide practical, immersive education in purpose-built environments. Apprentices and trainees gain hands-on experience, with initial programmes focusing on essential skills such as bricklaying. This approach enables participants to transition seamlessly into active construction roles, fostering a stronger and more efficient workforce while supporting broader goals of enhanced productivity and sustainability.
Roger Morton, Director of Change and Training Hubs at NHBC, emphasised the initiative’s transformative potential, stating that the hubs will be “shaping the future of UK house building.” Morton explained that the programme is designed to not only address the current workforce shortage but also prepare future professionals for an evolving industry. By offering cutting-edge, hands-on training, the hubs will enhance industry standards, improve skill levels, and help drive innovation in construction practices.
The initiative aligns with forecasts by the Construction Industry Training Board (CITB), which estimate that over 250,000 additional construction workers will be required by 2028 to support growth in private housing, infrastructure, and repair sectors. Without interventions like NHBC’s hubs, the skills gap could hinder the industry’s ability to meet these demands.
NHBC’s training hubs complement government initiatives like the “Build Back Better” campaign, which seeks to boost economic recovery and create sustainable employment. The hubs integrate advanced construction methods and emerging technologies into their programmes, preparing trainees for both current industry needs and future trends in sustainable and modern building techniques.
This investment underscores NHBC’s commitment to tackling the construction sector’s most pressing challenges, including the urgent need for a skilled workforce. By fostering talent, promoting innovation, and modernising training approaches, the hubs are poised to play a pivotal role in building the UK’s housing and infrastructure of the future.
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry. For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
Getting a planning application refused can be disappointing and frustrating, but many refusals stem from common issues that can be anticipated and avoided. By proactively addressing these issues, you can save time and money and increase your chances of approval. Understanding the typical reasons for refusal and taking steps to address them can significantly improve your chances of success. Below, we’ll explore the common pitfalls that lead to planning refusals and offer practical tips for navigating the process more effectively.
Example: A typical local policy might restrict building heights to preserve neighbourhood character. If your proposed extension exceeds this height limit, it could be refused because it does not comply with the guidelines.
Reason for Refusal: The most common refusal is non-compliance with the local planning authority’s policies and guidelines. Councils have local development plans that outline what kinds of developments are appropriate in specific areas.
How to Avoid It:
Example: A real-life example could be a homeowner proposing a large extension that includes windows directly overlooking a neighbouring garden. The neighbours objected due to the loss of privacy, and the council ultimately refused the application. Engaging with neighbours early and modifying the design to address privacy concerns could have led to a different outcome.
Reason for Refusal: Applications are often refused if the proposed development negatively affects neighbouring properties’ privacy, light, or general amenity. Overbearing structures, overlooking windows, or excessive noise can lead to objections from neighbours and eventual refusal by the council.
How to Avoid It: Engage with your neighbours early to discuss your plans and address any concerns. Adjust your proposal to minimize impacts such as overlooking or overshadowing. For example, consider relocating windows, lowering roof heights, or adding screening features. Conducting a sunlight study can demonstrate that your proposal won’t block natural light from entering neighbouring properties.
Specific Design Issues: Common reasons for refusal include using inappropriate materials that do not match the area’s character, excessive building height, or a lack of architectural features that blend in with surrounding properties.
Reason for Refusal: Developments that fail to adhere to good design principles or clash with the surrounding area’s character are frequently refused. Councils aim to ensure that new buildings respect and enhance the local environment.
How to Avoid It: Pay close attention to the character and appearance of neighbouring properties and streets. Make sure your design is in harmony with the existing architectural style and scale. Using quality materials and incorporating feedback from local design guidance can also help. Consulting with an architect familiar with local planning requirements can significantly improve the design’s acceptability.
Reason for Refusal: If your proposal risks harming protected species, trees, and habitats or contributes to flooding or pollution, it may be refused on environmental grounds.
How to Avoid It: Conduct environmental assessments before submitting your application, particularly if your site is near sensitive habitats. Tools such as biodiversity calculators or flood risk assessment tools can help identify potential issues early on. Consider incorporating sustainable building features such as rainwater harvesting, permeable paving, or green roofs. You may also want to consult resources like Natural England’s guidance or the Environment Agency’s website for specific requirements. Consulting an environmental consultant can also help you navigate any complex regulations and mitigate potential risks.
Specific Access Issues: Common reasons for refusal include blocked sight lines, which can pose safety risks for drivers, or a lack of adequate vehicle turning space. Insufficient pedestrian access or narrow driveways that fail to meet safety standards can also lead to refusal.
Reason for Refusal: Poor access, increased traffic, or insufficient parking are frequent reasons for refusal, especially if the development may create safety concerns for pedestrians or drivers.
How to Avoid It: Consult the local highways authority early in the process to understand any potential issues with access or parking. Provide sufficient off-street parking and ensure access routes are clear and safe. Including a transport statement can demonstrate how traffic and parking concerns are being addressed.
Example: A shared heritage conflict might involve altering the facade of a listed building without respecting its historical features. For instance, replacing traditional wooden windows with modern uPVC could lead to refusal due to its negative impact on the building’s character.
Reason for Refusal: Developments in conservation areas or near listed buildings are often refused if they are seen as detrimental to the heritage value of the area.
How to Avoid It:
Engaging with a heritage consultant can be beneficial in these situations.
Checklist: Use your local authority’s planning application checklist, often available on their website, to ensure all required documents are included. This may include site plans, elevation drawings, supporting statements, and certificates. Missing or incorrect documents commonly cause refusals, so double-check everything before submission.
Reason for Refusal: Applications can only be accepted if they are complete or if supporting documents (e.g., plans, assessments, certificates) need to be included or corrected.
How to Avoid It:
Visual Example: Consider comparing your proposed development with similar sites in the area. For instance, an acceptable site might have ample garden space, while an overdeveloped site could appear cramped with insufficient space between buildings. Visual comparisons can help determine whether your proposal meets local expectations.
Reason for Refusal: Overdevelopment occurs when a proposal is seen as too dense or too large for the plot, resulting in an unacceptable impact on the surrounding area.
How to Avoid It: Be realistic about the appropriate development scale for your site. Ensure adequate garden, parking, and access space, and avoid cramming too much into a small area. Reviewing similar approved applications in your area can help you gauge what is acceptable.
Suggestion: Include a summary in your resubmitted application detailing how you have addressed each of the previous concerns. This shows the council that you have genuinely complied with their feedback and increases your chances of success.
Reason for Refusal: If a previous application was refused and a subsequent one fails to address the reasons, it is likely tobe refused again.
How to Avoid It: Carefully review any feedback or reasons for previous refusals. Address each concern thoroughly before resubmitting your application. If needed, seek professional advice to revise your plans in line with council expectations.
Receiving a refusal on a planning application can be discouraging, but by understanding the common reasons for denial, you can take proactive steps to avoid these pitfalls. Seeking professional guidance early in the planning process can help maximise your chances of success and ensure your application is as strong as possible.
Engaging with planning consultants, communicating with neighbours, and aligning your proposal with local planning policies can significantly improve your chances of a successful outcome.
Remember, preparation is critical. The more effort you put into understanding local requirements and addressing potential concerns upfront, the smoother your planning application process will likely be.
More Reason Why Your Application May Be Invalid
Source Lambeth
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
With the Labour government’s first Budget in over a decade, UK Chancellor Rachel Reeves has introduced substantial fiscal measures, focusing on investment, tax reforms, and economic recalibration. For developers, property investors, and building professionals across the UK, understanding how these changes influence the property and development market is essential. Here, we explore what these Budget updates mean for GBW Latent Defects and the broader building warranty industry.
The Autumn Budget brings some significant shifts in property-related policies:
The increased government spending on affordable housing and infrastructure provides GBW Latent Defects with a significant opportunity. Developers seeking to align with affordable housing requirements will likely find demand for high-quality building warranties essential to meeting compliance standards. This demand may extend to GBW Latent Defects’ tailored warranty solutions, including the Social or Affordable Housing Warranty, Self-Build Warranty, and New Home Warranty, designed to provide peace of mind to both developers and end-users.
The Budget highlights the importance of risk management, especially given the economic challenges posed by new taxes, employment cost changes, and inflation. GBW Latent Defects can play a pivotal role by offering structural warranties and insurance products that mitigate risks and enable developers to manage unforeseen costs effectively.
Contact GBW
If you’re a developer, builder, or property investor seeking guidance on navigating these changes, GBW Latent Defects is here to support you. With over 13 years of expertise in providing comprehensive building warranties, we ensure that your project aligns with industry standards and safeguards against potential risks.
To learn more about our range of warranties and how they can support your next development, contact us at 01284 365345 or email enquiries@granitebw.co.uk.
There is always an element of risk in the construction industry. Whether it’s damage to materials, equipment, or the project itself, contractors need comprehensive protection to avoid significant financial setbacks. This is where Contractors All Risk (CAR) Insurance comes into play—a multi-section insurance policy tailored specifically for contractors to cover various risks associated with construction projects.
In this blog, we’ll explore the details of Contractors All Risk Insurance, its key benefits, and why it’s an essential part of any contractor’s risk management strategy.
Contractors All Risk Insurance is a specialised liability insurance policy that provides protection against physical loss or damage to contract works and associated materials. It’s designed for businesses involved in construction projects and is based on an all-risks model, meaning it covers potential risks unless specifically excluded in the policy.
This type of insurance allows contractors to choose the level of coverage that is relevant to their operations. The policy may include coverage for:
• Construction works in progress
• Tools, equipment, and plant machinery
• Materials used in connection with the project
• Transit risks for materials being moved to or from the site
• Employee personal belongings while on-site
You can select the areas that are most applicable to your business, and the specific items covered will be detailed in your policy schedule.
This insurance policy offers broad coverage across various aspects of construction, ensuring contractors are protected from key risks. Let’s break down what’s typically included:
1. Damage to Contract Works
Contractors All Risk Insurance covers physical loss or damage to ongoing construction works, whether it’s a new build, renovation, or any type of project in progress. Should the works be damaged due to insured events like fire, storms, or vandalism, the insurance will provide compensation to cover repair or rebuilding costs, helping the project stay on track.
2. Materials Used for Construction
Whether you’re working with permanent materials like steel and concrete or temporary items like scaffolding, the policy insures these materials while they are on-site or in transit. This means that if materials are lost or damaged due to theft or accidents, the insurance covers the cost of replacements, reducing delays and keeping the project within budget.
3. Plant, Tools, and Machinery
A contractor’s tools and machinery are often high-value items critical to completing the job. Contractors All Risk Insurance provides protection for your plant, tools, and equipment, whether owned by the contractor or hired. This ensures that your operations continue smoothly without major disruptions.
4. Materials in Transit
A unique feature of Contractors All Risk Insurance is the coverage for materials in transit. Construction materials frequently move between suppliers, storage sites, and the project site. This insurance provides peace of mind and avoids costly replacements.
5. Employee Personal Effects
Employee effects for which you are responsible whilst on site under the terms of a joint working agreement. This ensures a smoother working relationship with your team and protects against potential disputes.
The construction environment is inherently unpredictable, and the risks associated with projects can have serious financial consequences. Contractors All Risk Insurance offers a solution by providing coverage that addresses several critical areas of risk.
Here are some key benefits of having this insurance in place:
• Broad Protection: CAR Insurance covers a wide range of risks, from accidental damage to theft, ensuring that your projects remain protected throughout their duration.
• Financial Security: Unexpected events can severely disrupt a project. The cover protects your financial stability, allowing you to focus on completing the project.
• Tailored Coverage: The policy allows you to choose the specific areas of coverage most relevant to your operations, making it a flexible and cost-effective risk management tool for contractors.
By providing financial protection for the materials, tools, and contract works at the core of your business, Contractors All Risk Insurance allows you to avoid severe disruptions and unexpected costs.
Contractors All Risk Insurance, unlike liability insurance, protects you against claims made against your business, damage to the structure, loss and theft or damage of your building materials, making this an essential safeguard for all developers and contractors.
When embarking on a building or renovation project, protecting all parties involved is crucial. One of the most effective tools for this protection is an Insurance Backed Guarantee (IBG), a key feature often required by Structural Warranty Providers. In this blog, we’ll explain what an IBG is, why it’s important for your project, and how it provides peace of mind for contractors, developers, clients, and warranty providers alike.
An Insurance Backed Guarantee (IBG) is an insurance policy that backs the guarantee provided by the contractor for both workmanship and materials. Essentially, if something goes wrong and the contractor has ceased trading, the IBG provides comfort that the financial recourse under the guarantee is still active. This type of policy is commonly used in the construction industry, for works such as piling, flat roofs and tanking. These elements are commonly not included within a structural warranty.
IBGs provide a vital safety net for clients and contractors in industries where businesses may fail before the guarantee period ends. Even if a contractor becomes insolvent, an IBG ensures the customer’s guarantee remains intact, giving clients recourse to resolve issues like defective workmanship or faulty materials. Without an IBG, clients could face significant repair costs without any coverage.
For contractors and developers, offering an IBG demonstrates professionalism and commitment to quality. It also shows confidence in their workmanship, as they are willing to back it with third-party protection. Importantly, structural warranty providers often require contractors to offer an IBG. This requirement ensures that the warranties and guarantees provided are backed by an additional layer of protection, safeguarding against potential financial loss should the contractor cease trading, bringing comfort to the end user.
• Peace of mind: Clients know their investment is protected, even if the contractor goes out of business.
• Financial security: The IBG covers repair costs for defective work, preventing large out-of-pocket expenses for clients.
• Credibility: Contractors who offer IBGs show they are trustworthy and committed to high standards.
• Warranty Compliance: Many structural warranty providers and trade associations require IBGs, ensuring that consumers are protected in case of insolvency of the contractor.
An IBG backs the guarantee of workmanship and materials provided by the original contractor. If the contractor ceases trading and there is a valid claim under the guarantee, the IBG will pick up the financial liability. This offers essential protection, especially for projects such as roofing, etc.
There are some important exclusions under the IBG policy:
• Disputes with a contractor who is still trading.
• Consequential losses that arise indirectly from the work.
• Defects not covered by the contractor’s original written guarantee.
• Any remedial work carried out without the insurer’s consent.
• Performance guarantees related to efficiency, financial incentives, or grants.
• Maintenance packages are also not covered.
Are There Any Restrictions on Cover?
• Excess Amount: The policyholder is responsible for the excess specified in the certificate of insurance.
• Duration: The period of coverage cannot exceed the length of the contractor’s guarantee and may be shorter.
• Consent for Work: Insurers may refuse to cover remedial work done without their prior approval.
• Claim Limits: The amount recoverable is limited to the contract value listed in the insurance policy, regardless of how many claims are made.
The duration of an IBG is tied to the contractor’s written guarantee and can last anywhere from a few years to 10 or 15 years, depending on the nature of the work. For example, roof installations or structural work may be backed by a 10-year IBG, ensuring long-term protection for both the contractor and the client.
Structural warranty providers call on IBGs for comfort of the future owner. An IBG ensures that if the contractor is no longer available, the warranty provider has recourse through a third-party insurer, making sure the project is safeguarded. This requirement offers an additional layer of security, giving homeowners, developers, and investors’ confidence that elements, such as flat roofs, that fall outside the warranty, still provides protection for the end user.
At Granite Building Warranties, we recognise the importance of reliable protection for contractors, developers, and clients. Insurance Backed Guarantees offers coverage tailored to your project’s specific needs.
Once planning consent is granted, several important steps are involved to ensure that the development proceeds in accordance with the approved plans and conditions.
These include issuing a decision notice, publishing the decision, monitoring compliance with conditions, reviewing additional submissions, conducting site inspections, enforcing conditions, advising on amendments, and handling any appeals.
These steps are crucial to maintaining the integrity of the planning process and ensuring that developments meet the required standards and community expectations.
These steps are crucial to keeping the planning process fair and ensuring that developments meet the required standards and community expectations.
Planning Authority | Total number of applications received | Enforcements | % Of Enforcments |
Barnsley | 181 | 11 | 6.08% |
Basildon | 179 | 9 | 5.03% |
Brent | 518 | 41 | 7.92% |
Broxbourne | 160 | 9 | 5.63% |
Colchester | 318 | 24 | 7.55% |
Hackney | 338 | 17 | 5.03% |
Hartlepool | 50 | 3 | 6.00% |
Middlesbrough | 89 | 5 | 5.62% |
Newham | 286 | 15 | 5.24% |
Slough | 163 | 16 | 9.82% |
Planning Authority | Total number of applications received | Enforcements | % Of Enforcments |
Chesterfield | 103 | 1 | 0.97% |
City of London | 140 | 0 | 0.00% |
Darlington | 126 | 0 | 0.00% |
Fareham | 168 | 0 | 0.00% |
Gosport | 51 | 0 | 0.00% |
Mansfield | 83 | 0 | 0.00% |
Melton | 91 | 1 | 1.10% |
Preston | 168 | 0 | 0.00% |
Rushmoor | 88 | 2 | 2.27% |
Case officers are typically assigned early in the planning application process, not just when planning permission has been granted. However, this depends on the local authority and the size of the project you have submitted.
Planning Authority | Percentage of decisions delegated to officers | Total number of decisions granted | Percentage of decisions granted |
Amber Valley | 100 | 231 | 91 |
Barking and Dagenham | 100 | 81 | 62 |
Boston | 100 | 66 | 88 |
Bristol, City of | 100 | 656 | 80 |
City of London | 100 | 120 | 98 |
Fenland | 100 | 124 | 87 |
Kingston upon Thames | 100 | 206 | 71 |
Leicester | 100 | 193 | 81 |
Merton | 100 | 256 | 81 |
Tower Hamlets | 100 | 161 | 77 |
Woking | 100 | 151 | 81 |
Planning Authority | Percentage of decisions delegated to officers | Total number of decisions granted | Percentage of decisions granted |
Chesterfield | 87 | 96 | 97 |
East Devon | 76 | 302 | 86 |
Harlow | 85 | 61 | 91 |
Harrow | 83 | 223 | 71 |
Ipswich | 87 | 105 | 90 |
Kensington and Chelsea | 87 | 555 | 88 |
Pendle | 77 | 92 | 75 |
Portsmouth | 84 | 141 | 89 |
Rossendale | 85 | 44 | 68 |
South Ribble | 86 | 135 | 95 |
Warrington | 87 | 220 | 79 |
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
Planning applications are typically categorised based on their status in the decision-making process.
Received | Granted | Decided |
Applications submitted to the local planning authority have not been fully processed or determined | Applications approved by the local planning authority, allowing the proposed development to proceed (usually subject to conditions). | This category encompasses all applications that have reached a final decision, whether approved or refused. It includes both granted and denied applications. |
The “decided” category is significant because it represents the completion of the decision-making process for a planning application. Once an application is decided, it means that:
It’s important to note that the statutory time limits for deciding applications vary depending on the type of development:
The government has also implemented a “planning guarantee” policy, which states that no application should spend more than a year with decision-makers, including any appeal.
This means that in practice,
These timeframes are designed to ensure efficient processing of planning applications and to provide certainty for applicants. Suppose a local planning authority consistently fails to decide applications on time. In that case, they may face consequences, including the possibility of being designated as underperforming, which could result in applicants being able to submit certain types of applications directly to the Secretary of State.
To provide further context, here’s a summary of key data points from recent years that illustrate trends in the planning application process:
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
Planning applications often go to public consultation for several important reasons:
1. Transparency and Accountability:
Public consultation keeps the decision-making process open and transparent. It lets the public and stakeholders give input and raise concerns about proposed developments, ensuring decisions aren’t made behind closed doors.
2. Identifying Potential Issues and Impacts:
Public input can help spot issues or impacts that might have yet to be considered initially. Residents and community groups often have valuable local knowledge that can highlight these potential problems.
3. Gathering Diverse Perspectives:
Consulting the public brings in a range of viewpoints from residents, businesses, interest groups, and experts. This variety leads to more balanced and well-informed decisions.
4. Improving Proposal Quality:
Feedback from the community can lead to changes or improvements in the proposals, resulting in better project designs that meet community needs and reduce negative impacts.
5. Increasing Public Acceptance and Compliance:
The final decision gains legitimacy when the public is involved in the decision-making process. Often, this leads to greater acceptance and voluntary compliance with the approved plans.
6. Legal and Regulatory Requirements:
Public consultation is legally required in many areas for certain types of planning applications. Skipping this step can lead to legal challenges or delays.
7. Building Trust and Relationships:
Good public consultation builds trust and positive relationships between developers, planning authorities, and local communities. This can make project implementation smoother and foster better cooperation in the future.
While public consultation can take time and resources, it is crucial for a fair, transparent, and inclusive planning process that balances different interests and minimises conflicts.
No, not all planning applications require public consultation. It depends on the scale and potential impact of the proposed development.
When Public Consultation is Required:
Even for smaller projects, local planning authorities might notify immediate neighbours or provide limited consultation if necessary. Applicants should check with their local planning authority to understand their proposal’s consultation requirements.
When a planning application goes to public consultation, the following typically occurs:
1. Public Notification:
The local planning authority publicises the application and invites public comments. This is done by posting site notices near the proposed site and publishing notices in local newspapers. These notifications include details about the proposed development, where to view the application documents, and how to submit comments within a specified period (usually 21 days).
2. Public Comments and Representations:
Residents, community groups, and other interested parties can submit written comments or representations. These can express support or objections, raise concerns about impacts, suggest modifications, or provide additional information.
3. Consultation with Statutory Consultees:
The planning authority consults certain statutory bodies, such as highways authorities and environmental agencies, to get expert advice on specific aspects of the proposal.
4. Public Meetings or Exhibitions:
For larger or more controversial developments, the applicant may hold public meetings or exhibitions to present the proposal and gather feedback. These events allow for direct engagement and allow the public to voice their opinions.
5. Consideration of Comments and Responses:
After the consultation period, the planning authority reviews all comments and representations, along with advice from statutory consultees. The applicant may need to address specific concerns, leading to changes or revisions in the proposal.
6. Decision-Making Process:
The planning officer or committee evaluates the application, taking into account the consultation responses, policy considerations, and other relevant factors. A report summarising the key issues and recommending approval or refusal is prepared. The planning authority makes the final decision, either by delegated officers or the planning committee at a public meeting.
Public consultation ensures transparency, accountability, and community involvement in planning decisions, leading to more informed and balanced outcomes.
Once your plans have been approved then it is time to get your New Build Warranty in place before construction takes place.
Planning Applications: Why Do They Go to Public Consultation, is part of our A Guide To Making A Planning Application
More on Pre Application Discussions and how a case officer can help with planning.
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
Only some building projects require a pre-planning discussion or pre-application advice from the local planning authority. The need for pre-application discussions typically depends on the proposed development’s scale, complexity, and potential impact.
In summary, while pre-planning discussions are not universally mandatory, they are strongly encouraged for larger, more complex projects to facilitate a smoother planning process and address potential issues upfront. For smaller, routine developments, pre-application advice may not be strictly required but can still be beneficial in some cases.
Overall, pre-application discussions are an excellent way for applicants to fine-tune their proposals, tackle any issues early on, and boost their chances of getting approved. By participating in these meetings, applicants can get a clearer picture of the planning process, receive personalised advice, and improve their plans to meet planning rules and community needs.
Why they can go to a public consultation
How a case officer helps with planning
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
Source: Figures released by the National House Building Council (NHBC)
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information, please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
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