Confused by Building Warranties? - Granite Building Warranties

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Confused by Building Warranties? A Broker Can Help! (Save Time & Money)


Building a new property is exciting, but navigating the world of building warranties can be overwhelming. The process can quickly become stressful, from understanding complex terms like “defects period” and “CML approval” to comparing different policies.

At Granite Building Warranties we understand this. To help you understand this essential mortgage lender requirement and detail surrounding it; the one to two year defects period and CML approval (amongst other requirements), we can support you with the following:


1) Get Free, Competitive Building Warranty Quotes

A free quote from Granite Building Warranties comes with no obligation to use our services. We know the ins and outs of the building warranty industry, and we’ve built strong relationships with leading insurers. Because of that, we can get you a clear comparison of different warranty options. Think of it as having an expert by your side, helping you understand the coverage details and choose the policy that best protects your project.

Here’s what you gain:

  • Save Time & Money: We handle the research and comparisons, freeing your valuable time. Plus, our network might unlock competitive quotes you wouldn’t find alone.
  • Expert Insights: Benefit from our in-depth knowledge of the building warranty market. We’ll explain different policies and answer any questions you may have.


2) Unbiased Comparisons: Choose the Best Warranty for Your Project

Unlike some brokers who are tied to specific insurance companies, Granite Building Warranties operates as an independent broker. This means we work for you, not the insurers. We have access to many reputable, A-rated insurers, allowing us to present you with various unbiased warranty options.

Here’s what this means for you:

  • Tailored Solutions: We focus on finding the best fit for your project’s needs, not pushing a pre-determined policy.
  • Transparent Comparisons: We present clear, unbiased comparisons of different warranties, highlighting key coverage differences and pricing.
  • Confidence in Your Choice: With our impartial guidance, you can choose the building warranty that offers the optimal balance of coverage and value.

3) Building Warranty Expertise: Streamlining Your Process

At Granite Building Warranties, our team boasts extensive experience in structural warranties. This is how it benefits you:

  • Precise and Accurate Information: We provide in-depth, easy-to-understand explanations of various warranty products and their coverage details. No more deciphering complex insurance jargon!
  • Handling Complexities with Confidence: We’re well-equipped to navigate even the most intricate warranty situations and answer your specific questions with clear solutions.
  • Faster Turnarounds: Leveraging our experience and established relationships with insurers, we can expedite your application process, saving you valuable time.
  • Streamlined Paperwork: We’ll guide you through the necessary paperwork and ensure your application is submitted accurately and efficiently, avoiding delays.


4) Dedicated Support Throughout Your Building Journey

At Granite Building Warranties, we prioritise exceptional customer service. That’s why you will have a dedicated account manager who will guide you throughout the entire process, from your initial inquiry to your final warranty certification.

Your personal account manager will:

  • Clearly Explain Your Options: They’ll take the time to break down different warranty coverages in a way that’s easy to understand, ensuring you have complete peace of mind about your choices.
  • Tailored Recommendations: Because every project is unique, your account manager will work closely with you to identify the warranty that best suits your development’s specific needs and specifications.
  • Seamless Communication: You’ll have a single point of contact for all your questions and concerns, making the entire process smooth and stress-free.


5) Cost efficient


It’s important to remember that using a broker goes beyond just saving money. You also gain valuable expertise, streamlined processes, and peace of mind throughout the journey.

Granite Building Warranties: Your Partner in Building Success

At Granite Building Warranties, we believe in making your building journey smooth and stress-free. With our free, competitive quotes, expert negotiation, and commitment to finding the right fit for your project, we can help you save money on your building warranty without compromising quality.



What is CML Approval?

CML (Council of Mortgage Lenders): The CML was indeed an industry body that represented mortgage lenders in the UK. It played a significant role in shaping mortgage policies and practices. In 2017, the CML merged with other financial organisations to form UK Finance, which now represents a broader spectrum of financial services.

What is a defects period?

The defects period, also known as the rectification period, refers to the initial timeframe in a structural warranty where the builder is responsible for fixing most defects in a new build property. The defects period typically lasts for one to two years from the practical completion of the construction. This period allows time for any potential issues to manifest after the initial build is finished.

How long does it typically take to get a building warranty approved?

The turnaround time for approval can vary based on the project complexity and the warranty provider. However, it usually takes 2-4 weeks for an initial decision.

What are the benefits of using a building warranty broker?

There are several advantages to using a broker:

  • Expertise: Brokers have in-depth knowledge of the building warranty market and can help you compare different options.
  • Unbiased guidance: Independent brokers work for you, not the insurers, ensuring you receive unbiased recommendations.
  • Time-saving: Brokers can handle the research and comparisons, freeing up your valuable time.
  • Negotiation: Some brokers can negotiate on your behalf to potentially secure better deals.

Streamlined process: Brokers can guide you through the application process and ensure it’s completed accurately and efficiently.


If you’d like some help picking the perfect building warranty for your requirements, feel free to call us on 01284 365345 or email us here.



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Granite Building Warranties Ltd is an Appointed Representative of Richdale Brokers & Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
Granite Building Warranties is a company registered in England and Wales (Company Number 11497543) with its registered office at 1st Floor, 5 Century Court, Tolpits Lane, Watford, WD18 9PX