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The definition of structural failure:
Loss of the load-carrying capacity of a component or member within a structure or of the structure itself. Structural failure is initiated when the material in a structure is stressed to its strength limit, thus causing fracture or excessive deformations.
The causes of a building collapse or failure can be various including bad design, faulty construction, foundation failure, extraordinary load, or a combination of these factors.
Examples of structural components in a building would include:
All of the above reinforces the need for structural warranty insurance on new buildings, extensions and conversions.
As specialists in structural warranty and latent defect insurance, please contact us for further information:
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Granite Building Warranties Ltd is an Appointed Representative of Richdale Brokers & Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
Granite Building Warranties is a company registered in England and Wales (Company Number 11497543) with its registered office at 1st Floor, 5 Century Court, Tolpits Lane, Watford, WD18 9PX.”