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Planning application agents are an integral part of the planning application. They are there to guide you through the complex rules and regulation which may even vary from each borough and council authority. Getting it wrong in the beginning could and months, even years to the whole process.
So lets explore what type of planning agents there are and when you might need them along with the projected cost implications.
An architect is someone who has been professionally trained and licensed to plan, design, and oversee the construction of buildings. Their skills, background, and fees can differ quite a bit depending on the size and complexity of the project.
To become a licensed architect, the typical path involves:
Architects can specialise in residential homes, commercial buildings, or landscape architecture. Their experience can range from recent grads to veterans with decades under their belt.
Architect fees are commonly structured a few different ways:
Planning consultants are specialists who can guide you through the planning/zoning approval process based on their expertise with local regulations and procedures.
Degree in Planning, Urban Design or related field. Membership in the Royal Town Planning Institute (RTPI). (https://www.rtpi.org.uk/).
Experience: Most have several years working on planning applications.
Cost: Roughly £2,000 – £6,500+ per project depending on complexity
You should consider hiring a planning consultant in several situations related to obtaining planning permission for development projects. Here’s a breakdown of key scenarios where their expertise can be beneficial:
Complex Projects:
Applications with a High Risk of Rejection:
Surveyors provide expertise on property boundaries, constraints, and other site conditions.
Chartered membership with the Royal Institution of Chartered Surveyors (RICS) requiring a surveying degree.
Experience: Qualified surveyors understand building codes well.
Cost: Around £650 – £2,600+ depending on survey type
Building or renovating: A surveyor can be crucial for:
Land development: For any significant land development project, a surveyor is necessary for:
For major landscaping, a landscaping architect creates designs meeting planning requirements.
Degree in landscape architecture and membership with the Landscape Institute (LI).(https://www.landscapeinstitute.org/about/).
Experience: Experienced in sustainable design and environmental regulations.
Cost: Around £1,300 – £3,000+ based on complexity
Environmental consultants assess potential impacts and mitigation strategies.
Degree in environmental science/ecology plus relevant certifications.
Many will also have certifications or memberships in relevant organisations depending on their area of expertise. For example, someone specializing in waste management might be certified by the Chartered Institution of Wastes Management (CIWM) (https://www.ciwm.co.uk/).
Experience: Look for consultants experienced with similar projects.
Cost: £1,000 – £10,000+ depending on assessment complexity
What they can do for your planning application:
When might you need an environmental consultant?
Building engineers don’t typically work directly on submitting planning applications themselves. Their expertise is more involved in the design and technical aspects of the building itself, once the planning permission is secured.
Structural engineers specialise in a building’s structural integrity and safety.
Qualifications: Chartered Civil/Structural Engineering degree and registration with the Institution of Structural Engineers (IStructE). (https://www.istructe.org/).
Experience: Look for direct structural engineering project experience.
Cost: Around £1,300 – £6,500+ depending on complexity
You should hire a structural engineer when your project deals with the building’s stability and structural integrity. Here are some common scenarios where their expertise is crucial:
New Builds: For any new construction project, a structural engineer is essential. They will:
Renovations and Extensions: If your renovation project involves changes that impact the building’s structure,you’ll need a structural engineer. This could include:
Structural Repairs: If you suspect or discover structural damage to your property, consulting a structural engineer is essential. They can assess the damage, determine the cause, and recommend solutions for repair or reinforcement.Examples include:
Remember, the qualifications and experience required can also vary depending on the project’s complexity and local regulations. Feel free to ask potential agents directly about their qualifications and experience.
For more information, please contact Ed or Kelly on 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
The poorly thought out Conservative Government Health and Safety Rules regarding shrinking the size of windows in new developments look set to be scrapped.
Michael Gove’s plans to make upstairs windows at least 1.1 metres from the floor are leading to new developments having smaller windows with dark and gloomy interiors.
It was feared that global warming would lead to more windows being opened for longer that led to the regulations being introduced. However a review is due to be published shortly and industry hope is that this strange rule will be axed.
Some critics have said new homes that have been built adhering to the new rules, have upper storey windows that appear squashed in appearance.
Options to get around the regulations cost money and lower budget properties will suffer as developers are not prepared to invest more money.
Rico Wojtulewicz, spokesperson for the National Federation of Housebuilders said the regulations are “making it difficult …. to deliver unique and beautiful homes.”
Also there is confusion with Local Authorities and Building Control who fail to understand the new regulations.
The Housing Department will publish their report later this year, hopefully providing a better result for the development sector.
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
The reduction in rates from the mortgage lenders has brought a cautionary optimism to the outlook for the housing market in 2024.
The Halifax announced a reduction of 0.83% for its 2, 5 and 10 year fixed rate products increasing to 0.92 per cent for existing customers.
The Halifax also confirmed it will be reducing its remortgage rates by up to 0.32% on selected 3-year fixed rates from Friday, 5th January 2024. This mid range fixed rate is not offered by many lenders and is often seen as good middle ground for those looking to remortgage.
All this activity looks likely to prompt other lenders to follow suit.
With inflation falling faster than expected pressure is on the Bank of England to reduce interest rates and encourage further falls in mortgage rates.
Competition amongst lenders is fierce with in a smaller market place – first time buyers with a mortgage fell to a 10-year-low of just 290,000 in 2023.
Despite market indicators still showing a negative trend, sales expectations are looking positive for the first time in three months with a rise of 6% expected and looking toward the future, a 24% increase in sales is forecast in the next twelve months, the most positive outlook since January 2022.
According to Rightmove the number of homes being listed by estate agents on Boxing Day 2023 has nearly tripled (+173%) since pre-pandemic 2019.
Although house prices still look set to continue in decline the rate of decline is slowing.
According to Simon Rubinsohn, RICS chief economist, “The latest RICS Residential Market Survey provides further evidence that sentiment is a little less negative than previously was the case with, critically, the new buyers enquiries indicator finally beginning to stabilise.
“This is being aided by increased confidence that the interest rate cycle has peaked which is reflected in somewhat more competitive mortgage products coming to the market.
“However, with the cost of money likely to remain elevated for some time to come and the economic outlook still downbeat, it is not surprising that the overall tone to the anecdotal remarks from survey respondents is still quite cautious.”
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
When looking to increase space in your home one of the most popular choices has often been to go upwards into the loft, but with soaring building and timber costs does this still represent value for money?
Average building costs are around £250-£300/sq ft so a couple of bedrooms and a bathroom could cost around £120,000 but could add around £150,000 to the value of the home thereby making this a good investment.
Adding an extra bedroom and bathroom to a smaller house will be more likely to increase its value as you are widening its appeal to a larger market sector. However, adding too many bedrooms and having not enough living space to accommodate everyone or ending up with an unbalanced home or overdeveloped plot will not be attractive to buyers, even if it works for you.
In the current market, with falling house prices, a loft conversion in some areas is unlikely to add value in the short term but stay put for a few years and a well-balanced conversion is likely to give you a good return on your investment.
As is the case with all significant building projects, you will need a structural warranty. Please contact Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
Your basement transformation journey has reached its exciting final phase! With the construction complete, it’s time to bring your vision to life by equipping this newfound space with all the essentials. From cosy furnishings and innovative lighting to the latest in insulation and heating solutions, we’re here to guide you through the finishing touches that will turn your basement into a functional, comfortable, and vibrant extension of your home
Consider your options carefully if dealing with an uneven basement floor. A standard solution is adding screeds, or concrete layers, atop the floor slab. Screeds offer a solid base for various finishes but can increase floor height. Alternatively, floating timber floors, constructed from tongue and groove boards over a waterproof membrane and insulation, offer a practical solution. Incorporate underfloor heating for added comfort and efficiency.
Insulation is key to a welcoming, energy-efficient basement. Focus on interior wall insulation, as exterior insulation is typically part of the initial construction process. Affordable options include:
Proper ventilation is critical in basements to replace stale air and control humidity. Utilise windows, open staircases, extractor fans, and ventilation units effectively. Also ensure the basement is waterproof.
A cosy basement needs adequate heating. Options include:
Basements often lack natural light, so creative lighting is essential. Avoid pendant lights in low-ceiling basements, opting instead for:
By enhancing your basement conversion guide with these additional considerations, you can create a space that is functional and comfortable but also safe and compliant with local regulations.
The primary goal of basement conversions is to extend your living space into a welcoming and, most importantly, dry area. The key to achieving this lies in effective basement waterproofing.
The process of waterproofing a basement includes blocking water entry. It can be achieved through various techniques such as:
The most effective waterproofing approach considers the basement’s intended use and combines various waterproofing systems. Each method has its strengths and should be tailored to suit specific conditions.
Before waterproofing, ensure to:
For optimal results, engage a professional specialising in basement waterproofing. Verify their credentials, focus on the guarantees offered, and consider if they are affiliated with organisations like the British Structural Waterproofing Association.
A waterproof basement prevents mould and rot and significantly increases property value. This added living space is particularly appealing in urban, high-value areas, especially London.
All waterproofing systems should comply with the BS8102 guidelines. Familiarise yourself with these standards and the importance of sump pump maintenance and backup systems.
A dry, welcoming basement property is more valuable and appealing to buyers than one with damp issues. Addressing waterproofing effectively can prevent long-term structural problems and make your property more attractive in the housing market.
Interior drainage systems are crucial in basement waterproofing, especially in managing and redirecting water infiltration. Here’s an overview of how they work and why they are essential:
Interior drainage systems offer an effective way to manage basement water issues, particularly with other waterproofing strategies. However, it’s crucial to assess each situation individually and consult with waterproofing professionals to determine the most appropriate solution for your basement needs. More on basement conversions.
Once the basement is waterproofed then it’s time to finish the basement.
For further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk.
The United Kingdom is currently grappling with a significant housing crisis, a situation where a substantial segment of our population lacks access to safe, suitable, and affordable housing. The government’s ambitious target of constructing 300,000 homes annually remains unmet, leaving many to question the root causes and potential solutions to this pressing issue.
Autumn budget pledged 180,000 new and affordable homes annually, however the real figure is in excess of 300,000 homes.
Limited Supply of Homes: One of the principal reasons for the housing crisis is the acute shortage of housing. Despite the government’s commitment to building new homes, there’s a marked discrepancy between the number of houses available and the growing demand. This imbalance has escalated house prices and rental costs.
Population Growth: The UK has experienced a steady increase in population over the past decades, intensifying the demand for housing.
Affordability Issues: The high cost of housing, an increase of 34% since targets announced in 2017 compounded by the living cost crisis, has made it increasingly difficult for individuals and families to afford suitable housing. There is a need to build the right sort of houses.
Diminishing Social Housing: The availability of social housing, which offers affordable accommodation to those in need, has declined over the years.
The Impact of the Buy-to-Let Market: The trend of purchasing properties for rental purposes has reduced the number of homes available for purchase, thereby inflating prices and placing additional hurdles for first-time buyers. But many landlords are currently selling up which increases the stock for buyers but puts more pressure on rental market.
Regional Disparities: The crisis is more acute in densely populated areas and cities where job opportunities and economic growth have led to higher housing costs.
The current planning system is out of date and under resourced. An urgent overhaul is required to speed up the planning process, which will allow sites to move forward more quickly.
There remains a shortage of skilled trades to build the houses due to Brexit and Covid.
The government’s aspiration to build 300,000 homes annually has been declared unachievable by industry experts. Policy changes, including making local housing targets advisory, have led to a projected decline in annual housebuilding. Additionally, only 40% of local planning authorities have up-to-date local plans, with debates over housing numbers causing further delays.
At Granite Building Warranties Ltd, we believe addressing this crisis requires a multifaceted approach:
Granite Building Warranties are specialist independent brokers of building warranties for the construction industry and for a quote or further information please contact Ed or Kelly on Tel: 01284 365345 or email ed@granitebw.co.uk / kelly@granitebw.co.uk
Expanding your living space through home extensions is a popular way to adapt your home to changing needs in the dynamic housing market. Whether you’re looking for an extra bedroom, a larger kitchen, or just more living space, understanding the different types of home extensions and their specific requirements is crucial. This guide explores London’s most common types of home extensions, along with insights into insurance and warranty considerations for each.
Ideal for ground or first-floor expansions, single-story extensions are a cost-effective way to add rooms like bedrooms, bathrooms, or additional living space. They are less complex and generally more budget-friendly.
Insurance and Warranty Considerations:
A two-story extension adds considerable room for those needing substantial space by building an additional floor. Perfect for multiple new rooms or expanded living areas.
Insurance and Warranty Considerations:
These extensions expand the side and rear of your home, offering a spacious, open-plan area. They are ideal for combining with kitchen extensions but have a higher price tag.
Insurance and Warranty Considerations:
Conservatories add a glass-walled living area, usually at the back of the house. Due to energy efficiency concerns, they’re less expensive than traditional extensions but might not be suitable for year-round use.
Insurance and Warranty Considerations:
Transforming your basement into a functional area adds valuable space but can be complex and costly, often requiring structural modifications. However, we take a look at the benefits that could be had by having a basement conversion.
Insurance and Warranty Considerations:
Loft conversions are perfect for utilizing unused attic space. They can be complex, possibly requiring structural reinforcement, but effectively add rooms like bedrooms or bathrooms.
Insurance and Warranty Considerations:
Garden living pods are modern, standalone structures that offer an innovative solution for adding functional living space. Ideal for home offices, studios, or guest rooms, these pods provide flexibility and can often be installed with minimal disruption.
Insurance and Warranty Considerations:
From traditional extensions to innovative garden living pods, expanding your home offers various options to suit different needs and preferences. Remember to factor in the aesthetic and practical aspects, essential insurance adjustments, and warranty protections for your new space. Whether you choose a loft conversion, a basement extension, or a trendy garden pod, thorough planning and professional advice are key to a successful home expansion project.
What is the most cost effective way to increase the value of your home when expanding living space?
Answer: Adding Another Bathroom: Affixing a half-bath onto the side of your house or transforming an existing half-bath into a full-size bathroom can be surprisingly affordable and can greatly increase the value of your home
What are the legal requirements for building a home extension in the uk?
In the UK, there are specific legal requirements for building a home extension. These include obtaining planning permission and complying with building regulations. Here are the key points to consider:
The past decade has witnessed notable fluctuations in the UK housing market, with prices experiencing dramatic increases and notable dips. This comprehensive overview explores the factors and specific events that have shaped house prices over the last ten years.
The fundamental driver of house prices is the balance between supply and demand. In recent years, rising population growth, increased household formation, and growing disposable incomes have significantly boosted demand. This, coupled with inadequate supply, has led to a sustained rise in house prices.
Interest rates play a crucial role in housing affordability. Lower interest rates make borrowing cheaper, thus fuelling demand and escalating prices. On the other hand, higher interest rates make mortgages more expensive, dampening demand and slowing price growth.
Initiatives like Help to Buy have made homeownership more accessible, stimulating demand and, consequently, prices. These policies often aim to support specific market segments, such as first-time buyers.
The strength of the economy significantly influences house prices. Economic booms encourage spending and investment in housing, while recessions typically lead to cautious spending and stagnation in the housing market.
Continued Low Interest Rates: Despite the pandemic, the Bank of England maintained low interest rates, making mortgages more affordable and further supporting demand for housing.
2022: Return to Pre-Pandemic Price Levels: House prices surpassed pre-pandemic levels, reaching record highs in several regions. The combination of pent-up demand, low interest rates, and the lingering effects of the stamp duty holiday continued to drive market activity.
Rising Inflation: Inflation began to rise sharply, putting pressure on the Bank of England to raise interest rates. This shift in monetary policy signaled a potential slowdown in the housing market.
2023: Interest Rate Hikes: The Bank of England responded to rising inflation by raising interest rates several times throughout the year. These increases have impacted affordability, leading to a moderation in house price growth.
Economic Uncertainty: The ongoing war in Ukraine, global supply chain disruptions, and the lingering effects of the pandemic have created economic uncertainty, which could influence future house price trends.
The last decade has seen a complex interplay of factors influencing the UK housing market. From supply-demand imbalances and economic shifts to government policies and global crises, these elements have steered house prices on an eventful journey.
While the market has shown resilience and growth, it remains subject to cyclical trends and future uncertainties. As we look ahead, it is crucial to approach the housing market with a well-informed and balanced perspective, recognising that while growth has been robust, it is not guaranteed to persist indefinitely.
With the rising costs of housing prices this has also had an effect on a 10 year new build warranty. Of course at Granite we strive to be a competitive provider in the marketplace.
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